Subtle shades of cream, white and nude are must-haves during summer’s smoldering heat wave.

J. Mendel metallic Champagne-colored ruffled dress, $1,980. B-Low the Belt black leather belt with gold and silver beading, $185. Saks Fifth Avenue.

Alice + Olivia gold sequin sheath, $297. Hervé Van der Straeten gold-hammered cuff, $430. Hervé Van der Straeten gold-hammered ring, $190. Neiman Marcus.

Alice + Olivia white knit tee with gauze knit shrug, $198. Alice + Olivia metallic pale gold cargo pants, $265. Lee Angel cream-colored beaded stone and crystal necklace, $295. Neiman Marcus.

Hervé Leger nude bandage halter dress, $1,188. Saks Fifth Avenue. Paragon Pave Collection 18-karat gold diamond rings, $3,550-$7,700. Coffin & Trout Fine Jewelers.

The Row blush-colored chiffon and silk dress, $2,200. Barneys New York. Tahitian pearl strand (worn as bracelet), $1,500. Fusion Collection Palladium pearl pendant (on black rubber cord), $2,600. Coffin & Trout Fine Jewelers.

Rebecca Taylor cream and gray dress, $375. Saks Fifth Avenue. Fusion Collection Palladium and 18-karat rose-gold pearl bangle bracelet, $4,900. Palladium and 18-karat yellow-gold pearl ring, $4,600. 14-karat white-gold diamond hoop earrings, $2,530.
Paragon Pave Collection 18-karat white-gold diamond bangle bracelets, $4,200-$12,900. 18-karat gold diamond ring, $3,550-$7,700. Coffin & Trout Fine Jewelers.

Helmut Lang white cotton cowl-neck tank, $230. The Row camel-colored cuffed leather shorts, $1,100. Barneys New York.